A repair credit addendum changes the economics of a purchase after inspection. Review it as a contract amendment, not as an informal promise to fix a defect.
What to compare
Match the credit amount, affected work, property, parties, and closing date to the inspection response and original agreement. Check whether the credit replaces a repair duty or sits beside one.
What to preserve
Keep the signed addendum, lender instructions, invoices, and settlement draft together. Flag a credit that exceeds the contract limit, lacks signatures, or is described differently in closing documents.
Sources and limitations
Credit treatment depends on the agreement and lender rules. This is issue spotting, not legal or lending advice.