Title exceptions are not merely a separate title-company issue. They can interact with the seller's promises, closing conditions, possession terms, and buyer's right to object.
Key takeaways
- Match each exception to the contract's required title condition.
- Distinguish permitted exceptions from items that require cure or objection.
- Track deadlines, responses, endorsements, and revised commitments.
Organize the comparison
Place the executed contract, title commitment, survey, recorded documents, and amendments in one index. For each exception, record its type, recording reference, effect on use or access, and the contract section that may address it.
Follow the objection path
Extract the notice method and objection deadline. Record the buyer's notice, seller's response, title-company update, and any extension. Do not infer that an unanswered objection was waived without checking the agreement and applicable law.
Sources and limitations
Title commitments and contract remedies vary. This article helps organize review questions and is not a title insurance or legal opinion.